Mobi Cred | HomeGo


What is mobicred?

Mobicred is a convenient and simple revolving credit facility, allowing you to safely shop online on more than 1,600 stores across South Africa.

With your Mobicred account, you can make one single monthly payment for all your online credit purchases.

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How does it work?

For first time applications, please follow these simple steps below;

  • Firstly, you will need to complete an online application on  Mobicred’s website.
  • Once your application has been approved, you can now start shopping and pay for your purchases using Mobicred*.
  • Your application may take one (1) business day to process.

For returning users, please follow the simple steps below;

  • Select Mobicred as your preferred payment option on the checkout section.
  • Log in using your Mobicred username and password.
  • Enter the one-time pin (OTP) that will be sent to your mobile phone
  • Click on “Confirm & Pay”.
  • Your Mobicred account will be debited and we will send you a confirmation email of your order.